How to Apply for BDO Cash Card

If you’re looking for an ATM card that’s easy to have with zero maintaining balance and has almost similar features like the regular savings account, this BDO Cash Card is for you.

What is BDO Cash Card?

It is a re-loadable prepaid electronic debit card. It is not considered as a deposit account, but it comes with an ATM card that you can use in many ways including:

• Cash Withdrawals
• POS Purchases
• Pay Bills

You can also enroll your Cash Card in BDO internet, mobile, and phone banking that allows you to check your balance, reload cash card, load prepaid mobile phone, and even pay your bills.

It has NO maintaining balance and it doesn’t earn interest.

There are 3 Types of BDO Cash Card:

1. Retail Pre-Embossed Cash Card (GENERIC)
2. Retail Embossed Cash Card (PERSONALIZED)
3. Corporate Embossed Cash Card

How to Apply for BDO Cash Card

Step 1 – Go the branch and tell the bank officer that you want to apply for the cash card

Step 2 – Fill out the BDO Cash Card Application Form

Step 3 – Submit 1 valid government-issued ID. Applicant must be 7 years old and above.

Step 4 – Pay Cash Card Fee of Php 150

How many banking days will it take before I could get my BDO Cash Card?

For Generic Cards, you can get it immediately or within the same day.

For Personalized Cards, you can get it in 5 to 7 banking days.

How to Activate BDO Cash Card

When you apply for the cash card, just deposit or reload at least Php 100 to activate it the account.

How to Reload BDO Cash Card

Just go to the go to the nearest BDO branch, fill out the card sale or reload slip via ATM, Internet Banking, Mobile Internet Banking or Phone Banking.

• Minimum – Php 100
• Maximum – Amount that will not exceed the balance limit of the card depending on its type.

What is the maximum balance limit for each Cash Card type?

• Pre-Embossed – P10,000
• Retail Embossed – P25,000
• Corporate Embossed – P100,000

DEPOSIT

You and other people can deposit to your Cash Card Account. However, there are only two ways to deposit to your account.

1. BDO Over-the-counter – There is a fee of Php 15 regardless of the amount and location
2. BDO Cash Accept Machine – Free of Charge

WITHDRAWAL

If you or somebody deposit money to your Cash Card, you can withdraw it in 2 ways:

1. BDO ATM Machine – There is a fee of Php 2
2. Non-BDO ATM Machine – There is a fee of Php 11

There is NO Over-the-counter withdrawal for BDO Cash Card.

How to Enroll Cash Card in BDO Online Banking

You cannot enroll your Cash Card directly for Online Banking, but you can link it to your BDO Savings Account or enroll it as another account.

For Fund Transfers:

• You can transfer fund from your savings account to cash card
• You can transfer fund from cash card to savings account IF the account name is the same
• You cannot transfer from cash card to other account with different names

Can you send remittance to BDO Cash Card?

Yes, but only with Remittance centers affiliated with BDO. Use the 16-digit BDO Cash Card Account Number found on the card.

BDO cash card cannot send/receive remittance through Paypal as of the moment.

What if the card is captured by the machine?

• Generic Card – no return
• Personalized Card – can be returned if there’s a name and signature

When is a Cash Card considered dormant?

• Cash Card shall be considered dormant and shall be subject to monthly maintenance fee, if there is no financial activity depending on the type of card:
• GENERIC – 180 days of no financial activity
• PERSONALIZED – 360 days of no financial activity

How to Reactivate a Dormant Cash Card?

A dormant card is re-activated with a financial transaction, e.x. card reload, withdrawal, among others.

What if I lost my Cash Card?

• For Retail cards, card replacement is allowed at issuing BDO branch subject to personal identification of cardholder.
• For Corporate card, card replacement is done through cardholder’s employer/company.

BDO Contact Numbers

• BDO Customer Contact Center at 631-8000,
• Domestic Toll-free 1-800-10-6318000 and 1-800-3-6318000 (Digitel)
• International Toll-Free (IAC) + 800-8-6318000.

Click here to open the regular BDO Savings Account with Passbook or ATM.

Want to open other banks’ Savings Account? Click the link below:

• Metrobank Savings Account
• BPI Savings Account
• Security Bank Savings Account
• PNB Savings Account